Asset Allocation – Planning for the Certainty of Uncertainty

Why Portfolio Management Is Not as Complex as You Think (Ep. 12)

By thecertaintyofuncertainty | March 17, 2022

Asset allocation, rebalancing, dollar-cost averaging — do these terms seem foreign to you?

Such financial jargon can often make portfolio management sound a lot more complex and overwhelming than it really is.

In this episode, Jon Kuttin, CRPC®, AAMS®, AWMA®, CMFC®, CRPS®, Private Wealth Advisor, simplifies the process of portfolio management and explains complex financial terms in an easy-to-understand manner.

Jon discusses:

How your risk tolerance, investment horizon, and needs affect portfolio management
What it means to rebalance your portfolio regularly
Active vs. passive investing — which one is right for you?
The importance of dollar-cost averaging, especially while investing a large sum of money
And more!

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Asset Allocation Simplified: What You Should Know Before You Start Investing (Ep. 8)

By thecertaintyofuncertainty | January 20, 2022

Building an investment portfolio is not just about achieving the best rate of return.

It should be constructed based on your unique financial goals and situation.

In this episode, Jon Kuttin, CRPC®, AAMS®, AWMA®, CMFC®, CRPS®, Private Wealth Advisor, dives into the basics of asset allocation. Drawing from Harry Markowitz’s Modern Portfolio Theory (MPT), Jon explains how different asset classes, as well as other factors such as your risk tolerance and your investment horizon, might affect your investment decisions.

Jon discusses:

The importance of goal-based investing
General rules of thumb that you should consider while constructing your portfolio
Why your actual risk tolerance could be different from what you think it is
How to remain aligned with your long-term goals by rebalancing your portfolio
And more!

Resources:

Harry Markowitz

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7. The Four Cornerstones of Financial Planning

By thecertaintyofuncertainty | January 6, 2022

If you want to build a financial plan but don’t know where to begin, don’t worry!

These four cornerstones of financial planning can help you build your financial future: Cash reserves, adequate protection, fixed assets, and equity assets.

In this episode, Jon Kuttin, CRPC®, AAMS®, AWMA®, CMFC®, CRPS®, Private Wealth Advisor, explains how utilizing these cornerstones wisely can help you allocate your resources and meet your financial needs.

Jon discusses:

The importance of setting up highly liquid cash reserves
Protection planning to help support your loved ones during uncertain times
The difference between fixed and equity assets — and their role within your financial plan
How to prioritize your financial goals
And more!

Connect with Jonathan Kuttin:

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