Tag Archives: Jonathan Kuttin

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Get To Know Our Beachhead Leader, David Dick (Ep. 14)



At Kuttin Wealth Management, a private wealth advisory practice of Ameriprise Financial Services, LLC, we have our very own “beachheads” to help us develop future teams and expand our reach.

In this episode, you’ll get to know one such beachhead advisor from Texas, David Dick, managing partner at Kuttin Wealth Management. David provides insights into his personal and professional life so that the next time you engage with him, you’ll know him more than just as a financial advisor!

David discusses:

  • How he found his calling to enter the financial services industry
  • A brief introduction to his team of professionals and their experience in financial services
  • His best advice to friends, family, clients, and fellow advisors
  • The mantra that keeps him motivated in life
  • And more!

Resources:

Connect with David Dick:

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About Our Guest:

David Dick joined Ameriprise in 2004. He became a district manager in 2005 and later became a P1 Field Vice President in 2007. David spent the next three years rebuilding an office in Portland, OR. Then he got an offer to lead a franchise channel for Texas and New Mexico as a P2 Franchise Field Vice President. David did that from 2011 to January 2020. At which point his “lottery ticket hit,” and joined the Kuttin Wealth Management family. David is happier than he has ever been in the financial services industry. 




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Black Swan Events: What Are They and How To Deal With Them? (Ep. 13)



Time and again, we face black swan events in the world of finance. They are unpredictable events that can severely impact the financial markets.

In this episode, Jon Kuttin, CRPC®, AAMS®, AWMA®, CMFC®, CRPS®, Private Wealth Advisor, addresses several ongoing black swan events throughout the world and how you can manage your emotions to make smarter financial decisions.

Jon discusses:

  • Why you don’t always need to react to the “noise in the market”
  • How to avoid getting caught up in the investor emotion cycle
  • When and how you should rebalance your portfolio
  • Strategies to help you be better prepared to face future black swan events
  • And more!

Resources:

Connect with Jonathan Kuttin:


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Black Swan Events: What Are They and How To Deal With Them? (Ep. 13)



Time and again, we face black swan events in the world of finance. They are unpredictable events that can severely impact the financial markets.

In this episode, Jon Kuttin, CRPC®, AAMS®, AWMA®, CMFC®, CRPS®, Private Wealth Advisor, addresses several ongoing black swan events throughout the world and how you can manage your emotions to make smarter financial decisions.

Jon discusses:

  • Why you don’t always need to react to the “noise in the market”
  • How to avoid getting caught up in the investor emotion cycle
  • When and how you should rebalance your portfolio
  • Strategies to help you be better prepared to face future black swan events
  • And more!

Resources:

Connect with Jonathan Kuttin:


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Why Portfolio Management Is Not as Complex as You Think (Ep. 12)



Asset allocation, rebalancing, dollar-cost averaging — do these terms seem foreign to you?

Such financial jargon can often make portfolio management sound a lot more complex and overwhelming than it really is.

In this episode, Jon Kuttin, CRPC®, AAMS®, AWMA®, CMFC®, CRPS®, Private Wealth Advisor, simplifies the process of portfolio management and explains complex financial terms in an easy-to-understand manner.

Jon discusses:

  • How your risk tolerance, investment horizon, and needs affect portfolio management
  • What it means to rebalance your portfolio regularly
  • Active vs. passive investing — which one is right for you?
  • The importance of dollar-cost averaging, especially while investing a large sum of money
  • And more!

Connect with Jonathan Kuttin:


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What Does It Mean To Plan For the Certainty of Uncertainty? (Ep. 11)



Will you need long-term care? Will you need insurance? How will the stock markets behave over the next few years?

No one knows! But one thing is certain – your life is filled with uncertainty.

In this episode, Jon Kuttin, CRPC®, AAMS®, AWMA®, CMFC®, CRPS®, Private Wealth Advisor, talks about the different “What Ifs” that you should plan for while building your financial plan.

Jon discusses:

  • Why it is important to plan for the certainty of uncertainty
  • The three-bucket theory that helps you manage your financial risk
  • Difficult, but crucial, conversations that you should have with your advisor
  • Various training tools used by advisors at Kuttin Wealth Management, a private wealth advisory practice of Ameriprise Financial Services, LLC
  • And more!

Connect with Jonathan Kuttin:


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How To Create a Positive Money Mindset (Ep. 10)



It’s easy to get carried away by emotions while making crucial money decisions.

But with the right money mindset, you can make smarter financial choices that benefit you in the long run.

In this episode, Jon Kuttin, CRPC®, AAMS®, AWMA®, CMFC®, CRPS®, Private Wealth Advisor, takes on the often-overlooked subject of creating a positive money mindset while explaining easy ways you can think more rationally with your money.

Jon discusses:

  • The “values exercise” at Kuttin Wealth Management, a private wealth advisory practice of Ameriprise Financial Services, LLC
  • How to deal with your financial mistakes from the past
  • Reasons to start focusing on YOUR financial goals (instead of aiming for the norm)
  • And more!

Connect with Jonathan Kuttin:

 


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Want To Find the Right Advisor? Ask These Questions Before Hiring (Ep. 9)



You’ll likely work with your financial advisor for several years, share your personal finances with them, and discuss critical family issues.

So it’s important to take the time to find the right advisor — one you enjoy working with!

In this episode, Jon Kuttin, CRPC®, AAMS®, AWMA®, CMFC®, CRPS®, Private Wealth Advisor, provides a list of questions you can ask advisors before hiring them so that you can ensure your goals and values are aligned with their services.

Jon discusses:

  • How people with minimal financial knowledge can effectively interview advisors
  • What you should know about an advisor’s education and fee structure
  • The number one question you should ask every advisor
  • The importance of finding the right advisor
  • And more!

Connect with Jonathan Kuttin:

 


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Asset Allocation Simplified: What You Should Know Before You Start Investing (Ep. 8)



Building an investment portfolio is not just about achieving the best rate of return.

It should be constructed based on your unique financial goals and situation.

In this episode, Jon Kuttin, CRPC®, AAMS®, AWMA®, CMFC®, CRPS®, Private Wealth Advisor, dives into the basics of asset allocation. Drawing from Harry Markowitz’s Modern Portfolio Theory (MPT), Jon explains how different asset classes, as well as other factors such as your risk tolerance and your investment horizon, might affect your investment decisions.

Jon discusses:

  • The importance of goal-based investing
  • General rules of thumb that you should consider while constructing your portfolio
  • Why your actual risk tolerance could be different from what you think it is
  • How to remain aligned with your long-term goals by rebalancing your portfolio
  • And more!

Resources:

Connect with Jonathan Kuttin:


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7. The Four Cornerstones of Financial Planning



If you want to build a financial plan but don’t know where to begin, don’t worry!

These four cornerstones of financial planning can help you build your financial future: Cash reserves, adequate protection, fixed assets, and equity assets.

In this episode, Jon Kuttin, CRPC®, AAMS®, AWMA®, CMFC®, CRPS®, Private Wealth Advisor, explains how utilizing these cornerstones wisely can help you allocate your resources and meet your financial needs.

Jon discusses:

  • The importance of setting up highly liquid cash reserves
  • Protection planning to help support your loved ones during uncertain times
  • The difference between fixed and equity assets — and their role within your financial plan
  • How to prioritize your financial goals
  • And more!

Connect with Jonathan Kuttin:

 


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6. The Ongoing Financial Planning Process After the First Year, Part 2



Financial planning can help you achieve your long-term financial goals for yourself and for your future generations.

In part two of this two-part mini-series, Jon Kuttin, CRPC ®, AAMS ®, AWMA ®, CMFC ®, CRPS ®, Private Wealth Advisor, discusses how an ongoing client-advisor relationship at Kuttin Wealth Management, a private wealth advisory practice of Ameriprise Financial Services, LLC., helps you secure your financial future and cope with potential life uncertainties.

Jon discusses:

  • How the practice’s four seasons of advice help you remain financially proactive
  • How Kuttin Wealth Management helps clients remain deeply connected with advisors
  • Benefits of involving every member of your family in the financial planning process
  • Reasons to consult an advisor even if you feel you can manage your own finances
  • And more!

Resources:

Connect with Jonathan Kuttin:

 


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5. The First Year Of The Financial Planning Process – Part One



The first year of financial planning with an advisor is typically focused on two key elements: building the client-advisor relationship and developing a financial plan. 

In part one of this two-part mini-series, Jon Kuttin, CRPC ®, AAMS ®, AWMA ®, CMFC ®, CRPS ®, Private Wealth Advisor, discusses what the first 12 months of financial planning look like at Kuttin Wealth Management, a private wealth advisory practice of Ameriprise Financial Services, LLC. 

Jon discusses:

  • Why financial plans are like living and breathing documents
  • What you can expect from your very first meeting with one of the practice’s advisors
  • The practice’s “facts and feelings” data-gathering process and how it uncovers clients’ deepest needs
  • The importance of finding an advisor you resonate with
  • And more!

Connect with Jonathan Kuttin:


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4. Great Advisors Are Great Leaders



One of the true hallmarks of a great financial advisor is their ability to influence their clients’ decisions in ways that help them stay on the path to achieving their personal goals.

In this episode, Jon Kuttin,  CRPC®, AAMS®, AWMA®, CMFC®, CRPS®, Private Wealth Advisor, discusses how true leadership enables advisors to help their clients make tough financial decisions. He also shares his sound money management philosophy, and how it helps you find smart places to get the money you need to achieve your goals.

Jon discusses:

  • The importance of client and advisor alignment 
  • How Kuttin Wealth Management, a private wealth advisory practice of Ameriprise Financial Services, LLC, coaches advisors to be influential leaders
  • Ways to apply the three-bucket strategy to financial planning
  • Reasons to attach every dollar to a specific goal
  • And more!

Connect with Jonathan Kuttin:

 


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3. Kuttin Wealth Management’s Unique Value Proposition Summed-Up in 30 minutes



While Kuttin Wealth Management, a private wealth advisory practice of Ameriprise Financial Services, LLC, strives to help everyone who approaches them, they specialize in serving three types of clients –– HENRY’s (High earners, not rich yet), the mass affluent, and ultra-high net worth individuals

In this episode, Jon Kuttin, CRPC ®, AAMS ®, AWMA ®, CMFC ®, CRPS ®, Private Wealth Advisor, discusses the value that Kuttin Wealth Management brings to clients, and how they help their clientele secure their financial future through comprehensive advice.

Jon discusses:

  • Systematic ways you can save money to accumulate wealth
  • Key retirement considerations 
  • Reasons you should involve your children in the financial planning process
  • How and why you should be aligning your financial plan to your values
  • And more

Connect with Jonathan Kuttin:


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2. What It’s Like To Be A Kuttin Wealth Management Client



At Kuttin Wealth Management, a private wealth advisory practice of Ameriprise Financial Services, LLC we understand that most people are interested in financial advice, not just products.

If you are looking for financial advice over just products?

This episode is for you!

Join Jonathan Kuttin, CRPC®, AAMS®, AWMA®, CMFC®, CRPS®, Private Wealth Advisor, as he discusses what it is like to be a client of Kuttin Wealth Management, a private wealth advisory practice of Ameriprise Financial Services, LLC. Jon takes a deep dive into their unique financial planning six-step approach while revealing what makes the practice stand out from other competitors.

Jonathan discusses:

  • The value of client feedback to the practice
  • How Kuttin Wealth elevates client experience – and the role of “seasons of advice” and frequent “knowledge injections” to do so 
  • The importance of planning for uncertain times
  • And more!

Connect With Jonathan Kuttin:


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1. Welcome to Planning for the Certainty of Uncertainty!



Welcome to Planning for the Certainty of Uncertainty, where we aim to help you achieve your life goals through comprehensive financial planning!

In this inaugural episode, Jonathan Kuttin, CRPC®, AAMS®, AWMA®, CMFC®, CRPS®, Private Wealth Advisor, shares his professional background, the core values that have guided him throughout his career in financial services, and his vision behind launching this podcast.

Jonathan discusses:

  • The types of financial planning insights listeners can expect from this series
  • Why it is so important to build a financial plan for the various uncertainties of your life
  • His secret behind maintaining a healthy work-life balance
  • The ideal clients that Kuttin Wealth Management, a private wealth advisory practice of Ameriprise Financial Services, LLC is best suited to serve
  • And more

Connect With Jonathan Kuttin: